Newark / Paterson
Paterson has 158,735 residents (give or take 87) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US3457000, checked 2026-10-19), about 18,868 people per square mile.
Paterson is about 13 miles from the Census center point for Newark in a straight line and covers 8.413 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).
The quote form takes a ZIP code; for Paterson that is 07501, 07502, 07503, 07504, 07505, 07513, 07514, 07522 and 1 more (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).
Median household income in Paterson is $55,997 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US3457000, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.
At 18,868 people per square mile, Paterson is dense enough that noise setback rules and outdoor-unit placement on a small lot are the first questions the installer works through.
16% of Paterson homes are single-family detached, 55% are in two- to four-unit buildings and 25% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US3457000, checked 2026-10-19).
A two- or three-family building is the common Paterson case at 55% of the stock against 16% detached houses, and each unit usually gets its own small outdoor unit and its own rebate account rather than one big system for the building. With 73% of Paterson homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US3457000, checked 2026-10-19), the landlord signs the quote in many of them.
Paterson has 26 points fewer detached houses than Passaic County overall (42%) (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US34031, checked 2026-10-19).
With 73% of Paterson homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US3457000, checked 2026-10-19), most heat pump quotes here are landlord-driven: the landlord signs the contract and picks the equipment, and the tenant sees the lower bill.
Of the 49,865 occupied homes in Paterson, 82% heat with natural gas, 2% with heating oil, 14% with electricity and 2% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US3457000, checked 2026-10-19).
Gas heats 82% of Paterson against electricity at 14%, so most quotes here are a partial-home system that carries the shoulder seasons and the summer while the gas furnace handles the coldest nights, or a whole-home system when the house is ready for it.
Paterson has about the Passaic County oil share of 4% and 4 points more electric heat than the county's 10% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US34031, checked 2026-10-19).
No electric utility is on file for Paterson on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.
JCP&L Clean Comfort (residential building decarbonization), run by JCP&L, is a live program for New Jersey addresses and covers qualifying equipment at $7,500 per system (registry row 8 verified 2026-10-15, https://www.neifund.org/wp-content/uploads/2026/04/0925_JCPL_Res_Bldg-Decarb_5860532_FRM_Rebate-Application_2025.pdf, checked 2026-10-16); confirm eligibility for the Paterson address before counting it. With 14% of Paterson homes already on electric heat and 86% on gas, oil or propane, the row that applies depends on the name on the electric bill and the fuel coming out.
Paterson has 52,519 housing units, 33% built before 1940 and 77% before 1980, with 12% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US3457000, checked 2026-10-19).
Paterson has 4 points more pre-1940 homes than Passaic County as a whole (29%) (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US34031, checked 2026-10-19). An older stock means more insulation upgrades before the heat pump goes in.
The median Paterson home was built in 1954 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US3457000, checked 2026-10-19) and the median home has 4.5 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US3457000, checked 2026-10-19).
33% of Paterson homes were built before 1940 and 77% before 1980 (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US3457000, checked 2026-10-19), so insulation is the first sizing question: an older home leaks more heat per square foot, and the installer runs a room-by-room heat-loss calculation to size the system for what the walls and windows actually hold in, not just the floor plan.
Heating design temperature: 8F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Passaic County row, 99% heating, PDF pages 81 to 82 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.
That 8F figure is the Passaic County cold-day number a Paterson heat pump is sized against, so ask the installer to show the system's heating output at 8F, not at the milder rating-label temperature.
Ask whether the quote is whole-home or partial-home, because with 82% of Paterson on gas and 14% already electric the two paths carry different rebate figures and different sizing.
Ask for the heat-loss calculation room by room; a Paterson house from before 1940 (33% of the 52,519 units) rarely matches a square-footage rule of thumb.
The form on this page is the follow-up for Paterson. The public number is the number the contractor quotes from.
No local contractor is named on this door for Paterson yet. A request from this page goes to the first licensed shop that takes the door.