Newark / Kearny
Kearny has 40,614 residents (give or take 55) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US3436510, checked 2026-10-19), about 4,592 people per square mile.
Kearny is about 3 miles from the Census center point for Newark in a straight line and covers 8.844 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).
The quote form takes a ZIP code; for Kearny that is 07032 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).
Median household income in Kearny is $79,154 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US3436510, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.
4,592 people per square mile puts Kearny in suburban density, where the outdoor unit usually sits in a side yard and the noise is not an issue for neighbors.
30% of Kearny homes are single-family detached, 42% are in two- to four-unit buildings and 22% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US3436510, checked 2026-10-19).
A two- or three-family building is the common Kearny case at 42% of the stock against 30% detached houses, and each unit usually gets its own small outdoor unit and its own rebate account rather than one big system for the building. With 57% of Kearny homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US3436510, checked 2026-10-19), the landlord signs the quote in many of them.
Kearny has 21 points more detached houses than Hudson County overall (9%) and 31 points fewer five-plus-unit buildings than the county's 53% (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US34017, checked 2026-10-19).
57% of Kearny homes are rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US3436510, checked 2026-10-19), so the market splits between resident-led jobs where the occupant picks the system and landlord-led jobs where they do not, and the rebate paperwork differs.
Of the 14,751 occupied homes in Kearny, 78% heat with natural gas, 3% with heating oil, 14% with electricity and 4% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US3436510, checked 2026-10-19).
Gas heats 78% of Kearny against electricity at 14%, so most quotes here are a partial-home system that carries the shoulder seasons and the summer while the gas furnace handles the coldest nights, or a whole-home system when the house is ready for it.
Kearny has about the Hudson County oil share of 3% and 14 points less electric heat than the county's 28% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US34017, checked 2026-10-19).
No electric utility is on file for Kearny on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.
JCP&L Clean Comfort (residential building decarbonization), run by JCP&L, is a live program for New Jersey addresses and covers qualifying equipment at $7,500 per system (registry row 8 verified 2026-10-15, https://www.neifund.org/wp-content/uploads/2026/04/0925_JCPL_Res_Bldg-Decarb_5860532_FRM_Rebate-Application_2025.pdf, checked 2026-10-16); confirm eligibility for the Kearny address before counting it. With 14% of Kearny homes already on electric heat and 85% on gas, oil or propane, the row that applies depends on the name on the electric bill and the fuel coming out.
Kearny has 15,367 housing units, 38% built before 1940 and 80% before 1980, with 9% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US3436510, checked 2026-10-19).
Kearny has 8 points more pre-1940 homes than Hudson County as a whole (30%) and 15 points fewer homes built after 2000 than the county's 24% (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US34017, checked 2026-10-19). An older stock means more insulation upgrades before the heat pump goes in.
The median Kearny home was built in 1951 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US3436510, checked 2026-10-19) and the median home has 4.9 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US3436510, checked 2026-10-19).
38% of Kearny homes were built before 1940 and 80% before 1980 (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US3436510, checked 2026-10-19), so insulation is the first sizing question: an older home leaks more heat per square foot, and the installer runs a room-by-room heat-loss calculation to size the system for what the walls and windows actually hold in, not just the floor plan.
Heating design temperature: 9F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Hudson County row, 99% heating, PDF pages 81 to 82 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.
That 9F figure is the Hudson County cold-day number a Kearny heat pump is sized against, so ask the installer to show the system's heating output at 9F, not at the milder rating-label temperature.
Ask whether the quote is whole-home or partial-home, because with 78% of Kearny on gas and 14% already electric the two paths carry different rebate figures and different sizing.
Ask for the heat-loss calculation room by room; a Kearny house from before 1940 (38% of the 15,367 units) rarely matches a square-footage rule of thumb.
The form on this page is the follow-up for Kearny. The public number is the number the contractor quotes from.
No local contractor is named on this door for Kearny yet. A request from this page goes to the first licensed shop that takes the door.