Newark / Jersey City
Jersey City has 294,078 residents (give or take 90) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US3436000, checked 2026-10-19), about 19,940 people per square mile.
Jersey City is about 6 miles from the Census center point for Newark in a straight line and covers 14.748 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).
The quote form takes a ZIP code; for Jersey City that is 07302, 07304, 07305, 07306, 07307, 07310, 07311 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).
Median household income in Jersey City is $97,710 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US3436000, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.
At 19,940 people per square mile, Jersey City is dense enough that noise setback rules and outdoor-unit placement on a small lot are the first questions the installer works through.
7% of Jersey City homes are single-family detached, 31% are in two- to four-unit buildings and 54% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US3436000, checked 2026-10-19).
With 54% of Jersey City homes in buildings of five or more units and 7% detached, the condo association usually decides where outdoor units can go, so that approval comes before the quote. With 72% of Jersey City homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US3436000, checked 2026-10-19), the landlord signs the quote in many of them.
With 72% of Jersey City homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US3436000, checked 2026-10-19), most heat pump quotes here are landlord-driven: the landlord signs the contract and picks the equipment, and the tenant sees the lower bill.
Of the 125,223 occupied homes in Jersey City, 61% heat with natural gas, 3% with heating oil, 32% with electricity and 2% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US3436000, checked 2026-10-19).
Gas heats 61% of Jersey City against electricity at 32%, so most quotes here are a partial-home system that carries the shoulder seasons and the summer while the gas furnace handles the coldest nights, or a whole-home system when the house is ready for it.
Jersey City has about the Hudson County oil share of 3% and 4 points more electric heat than the county's 28% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US34017, checked 2026-10-19).
No electric utility is on file for Jersey City on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.
JCP&L Clean Comfort (residential building decarbonization), run by JCP&L, is a live program for New Jersey addresses and covers qualifying equipment at $7,500 per system (registry row 8 verified 2026-10-15, https://www.neifund.org/wp-content/uploads/2026/04/0925_JCPL_Res_Bldg-Decarb_5860532_FRM_Rebate-Application_2025.pdf, checked 2026-10-16); confirm eligibility for the Jersey City address before counting it. With 32% of Jersey City homes already on electric heat and 66% on gas, oil or propane, the row that applies depends on the name on the electric bill and the fuel coming out.
Jersey City has 135,231 housing units, 29% built before 1940 and 56% before 1980, with 30% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US3436000, checked 2026-10-19).
Jersey City has 6 points more homes built after 2000 than the county's 24% (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US34017, checked 2026-10-19).
The median Jersey City home was built in 1971 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US3436000, checked 2026-10-19) and the median home has 3.9 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US3436000, checked 2026-10-19).
Heating design temperature: 9F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Hudson County row, 99% heating, PDF pages 81 to 82 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.
That 9F figure is the Hudson County cold-day number a Jersey City heat pump is sized against, so ask the installer to show the system's heating output at 9F, not at the milder rating-label temperature.
Ask whether the quote is whole-home or partial-home, because with 61% of Jersey City on gas and 32% already electric the two paths carry different rebate figures and different sizing.
Ask for the heat-loss calculation room by room; the median Jersey City home has 3.9 rooms and was built around 1971, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.
The form on this page is the follow-up for Jersey City. The public number is the number the contractor quotes from.
No local contractor is named on this door for Jersey City yet. A request from this page goes to the first licensed shop that takes the door.