Newark / Hackensack

Heat pump installation in Hackensack, NJ - up to $7,500 rebate

Hackensack in numbers

Hackensack has 46,057 residents (give or take 38) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US3428680, checked 2026-10-19), about 10,990 people per square mile.

Hackensack is about 13 miles from the Census center point for Newark in a straight line and covers 4.191 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).

The quote form takes a ZIP code; for Hackensack that is 07601 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).

Median household income in Hackensack is $84,277 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US3428680, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.

At 10,990 people per square mile, Hackensack is dense enough that noise setback rules and outdoor-unit placement on a small lot are the first questions the installer works through.

Multi-family first

21% of Hackensack homes are single-family detached, 12% are in two- to four-unit buildings and 64% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US3428680, checked 2026-10-19).

With 64% of Hackensack homes in buildings of five or more units and 21% detached, the condo association usually decides where outdoor units can go, so that approval comes before the quote. With 63% of Hackensack homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US3428680, checked 2026-10-19), the landlord signs the quote in many of them.

Hackensack has 32 points fewer detached houses than Bergen County overall (53%) and 42 points more five-plus-unit buildings than the county's 22% (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US34003, checked 2026-10-19).

With 63% of Hackensack homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US3428680, checked 2026-10-19), most heat pump quotes here are landlord-driven: the landlord signs the contract and picks the equipment, and the tenant sees the lower bill.

Heating fuel in Hackensack

Of the 20,214 occupied homes in Hackensack, 50% heat with natural gas, 4% with heating oil, 40% with electricity and 4% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US3428680, checked 2026-10-19).

Gas heats 50% of Hackensack against electricity at 40%, so most quotes here are a partial-home system that carries the shoulder seasons and the summer while the gas furnace handles the coldest nights, or a whole-home system when the house is ready for it.

Hackensack has about the Bergen County oil share of 4% and 24 points more electric heat than the county's 16% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US34003, checked 2026-10-19).

Your utility and the rebate

No electric utility is on file for Hackensack on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.

JCP&L Clean Comfort (residential building decarbonization), run by JCP&L, is a live program for New Jersey addresses and covers qualifying equipment at $7,500 per system (registry row 8 verified 2026-10-15, https://www.neifund.org/wp-content/uploads/2026/04/0925_JCPL_Res_Bldg-Decarb_5860532_FRM_Rebate-Application_2025.pdf, checked 2026-10-16); confirm eligibility for the Hackensack address before counting it. With 40% of Hackensack homes already on electric heat and 58% on gas, oil or propane, the row that applies depends on the name on the electric bill and the fuel coming out.

Age of the stock

Hackensack has 21,361 housing units, 15% built before 1940 and 69% before 1980, with 14% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US3428680, checked 2026-10-19).

Hackensack has 4 points fewer pre-1940 homes than Bergen County as a whole (19%) (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US34003, checked 2026-10-19).

The median Hackensack home was built in 1969 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US3428680, checked 2026-10-19) and the median home has 3.7 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US3428680, checked 2026-10-19).

69% of Hackensack homes were built before 1980 and only 14% in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US3428680, checked 2026-10-19), so most of the stock predates modern insulation codes; the installer's heat-loss calculation, not a square-footage rule, decides the tonnage.

Sizing for Bergen County

Heating design temperature: 8F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Bergen County row, 99% heating, PDF pages 81 to 82 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.

That 8F figure is the Bergen County cold-day number a Hackensack heat pump is sized against, so ask the installer to show the system's heating output at 8F, not at the milder rating-label temperature.

Next step

Ask whether the quote is whole-home or partial-home, because with 50% of Hackensack on gas and 40% already electric the two paths carry different rebate figures and different sizing.

Ask for the heat-loss calculation room by room; the median Hackensack home has 3.7 rooms and was built around 1969, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.

The form on this page is the follow-up for Hackensack. The public number is the number the contractor quotes from.

No local contractor is named on this door for Hackensack yet. A request from this page goes to the first licensed shop that takes the door.

Where should the follow-up go?

We will follow up by email. No calls.

No spam, no sold information. One follow-up about exactly this request.