Newark / Chatham
Chatham has 9,407 residents (give or take 45) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US3412100, checked 2026-10-19), about 4,015 people per square mile.
Chatham is about 11 miles from the Census center point for Newark in a straight line and covers 2.343 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).
The quote form takes a ZIP code; for Chatham that is 07928 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).
4,015 people per square mile puts Chatham in suburban density, where the outdoor unit usually sits in a side yard and the noise is not an issue for neighbors.
Of the 2,972 occupied homes in Chatham, 86% heat with natural gas, 2% with heating oil, 7% with electricity and 3% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US3412100, checked 2026-10-19).
Gas heats 86% of Chatham against electricity at 7%, so most quotes here are a partial-home system that carries the shoulder seasons and the summer while the gas furnace handles the coldest nights, or a whole-home system when the house is ready for it.
Chatham has 12 points less oil heat than Morris County as a whole, where 14% of homes burn oil, and 5 points less electric heat than the county's 12% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US34027, checked 2026-10-19).
Chatham has 3,010 housing units, 32% built before 1940 and 77% before 1980, with 12% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US3412100, checked 2026-10-19).
Chatham has 20 points more pre-1940 homes than Morris County as a whole (12%) (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US34027, checked 2026-10-19). An older stock means more insulation upgrades before the heat pump goes in.
The median Chatham home was built in 1951 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US3412100, checked 2026-10-19) and the median home has 7.8 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US3412100, checked 2026-10-19).
83% of Chatham homes are single-family detached, 8% are in two- to four-unit buildings and 7% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US3412100, checked 2026-10-19).
With 83% detached houses and 8% in small multi-family buildings, a Chatham quote is usually one or two outdoor units with ducted or ductless heads sized room by room. With 17% of Chatham homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US3412100, checked 2026-10-19), the landlord signs the quote in many of them.
Chatham has 18 points more detached houses than Morris County overall (65%) and 12 points fewer five-plus-unit buildings than the county's 19% (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US34027, checked 2026-10-19).
32% of Chatham homes were built before 1940 and 77% before 1980 (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US3412100, checked 2026-10-19), so insulation is the first sizing question: an older home leaks more heat per square foot, and the installer runs a room-by-room heat-loss calculation to size the system for what the walls and windows actually hold in, not just the floor plan.
No electric utility is on file for Chatham on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.
JCP&L Clean Comfort (residential building decarbonization), run by JCP&L, is a live program for New Jersey addresses and covers qualifying equipment at $7,500 per system (registry row 8 verified 2026-10-15, https://www.neifund.org/wp-content/uploads/2026/04/0925_JCPL_Res_Bldg-Decarb_5860532_FRM_Rebate-Application_2025.pdf, checked 2026-10-16); confirm eligibility for the Chatham address before counting it. With 7% of Chatham homes already on electric heat and 91% on gas, oil or propane, the row that applies depends on the name on the electric bill and the fuel coming out.
Median household income in Chatham is $241,500 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US3412100, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.
Heating design temperature: 6F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Morris County row, 99% heating, PDF pages 81 to 82 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.
That 6F figure is the Morris County cold-day number a Chatham heat pump is sized against, so ask the installer to show the system's heating output at 6F, not at the milder rating-label temperature.
Ask whether the quote is whole-home or partial-home, because with 86% of Chatham on gas and 7% already electric the two paths carry different rebate figures and different sizing.
Ask for the heat-loss calculation room by room; a Chatham house from before 1940 (32% of the 3,010 units) rarely matches a square-footage rule of thumb.
The form on this page is the follow-up for Chatham. The public number is the number the contractor quotes from.
No local contractor is named on this door for Chatham yet. A request from this page goes to the first licensed shop that takes the door.